The magazine your neighbors actually keep.

Welcome

Letter from the Editor

The Household Referral team

Meet the Pro

Every issue we sit down with one local pro to talk about the craft, the customers and what they wish homeowners knew before they hire.

1. 1

   Check the license

   Florida contractors should be able to show a current license. Verify it with the state before any work begins.

2. 2

   Get it in writing

   A clear scope, timeline and payment schedule protects both sides of the job.

3. 3

   Ask about permits

   Larger jobs usually need one. A pro who handles it for you is a good sign.

Improving

A great kitchen is the room buyers remember. Here is how to spend smart and avoid the upgrades that never pay you back.

1. 1

   Start with the layout

   Better flow beats fancy finishes. Fix how you move through the room first.

2. 2

   Spend where you touch

   Counters, faucets, hardware and lighting get used every day. Put your budget there.

3. 3

   Plan around the calendar

   Build in extra time for permits and for deliveries during hurricane season.

Protecting

A few minutes on the ground can catch small problems before they become expensive ones. Here is what to look for.

1. 1

   Walk the perimeter

   Look for cracked, slipped or missing tiles and shingles. Binoculars help.

2. 2

   Check flashing and gutters

   Vents, chimneys and skylights are where leaks usually start. Keep gutters clear.

3. 3

   Document everything

   Take dated photos and keep your policy and your roofer’s number handy for insurance.

Buying

Buying your first home is a big step. Here is the short version, with local agents, lenders and inspectors who can walk you through it.

1. 1

   Get pre-approved

   Know your real budget before you tour a single house.

2. 2

   Inspect everything

   A thorough inspection, plus any reports your insurer asks for, avoids costly surprises.

3. 3

   Budget for closing

   Closing costs and insurance add up quickly. Ask for estimates early.